Builders Risk Insurance Adjusters Keep You Protected

Builders risk insurance has been described by professionals involved with it as one of the most confusing policies to understand and alter. It's an additional level of insurance protection that most banks and lenders require you to have if you've taken out a loan to expand, renovate, or remodel an existing structure.

Melo Property Claims well-qualified builders risk insurance adjusters have dealt with a variety of these types of cases over the years, and we're confident that we can interpret and adjust your policy as deemed fit after reviewing what you have in place.

If you don't have coverage yet and you want to start a project, reach out to us to discover your options. If you've already suffered a loss and you need help in determining what you're owed or if you would like representation for your case, we're standing by ready to take your call.

After your construction project has been put on hold because of property damages, it's common to feel a sense of defeat because things aren't moving forward as quickly as you would like. With our builders risk insurance adjusters helping you, you have the potential to get additional funds for the losses associated with the delay, and we can help you get back to your renovation faster.

Determining what the daily dollar amount for your lost time is something your insurance carrier is going to argue about. It's ideal to have it in place beforehand, but if you don't, we can help in making sure you're not shorted on what you're owed. To have someone with knowledge and authority in your corner speeding up the process, make an appointment with us today.

As mentioned, most lenders won't give you any money until they know that you have builders risk insurance in place. They don't want to lose out on their money because you neglected to get the proper coverage. Before you head to the bank, please make an appointment with us. You will have the documentation you need to provide them with to show you're doing your due diligence. Then, when any of these situations unexpectedly occur, you and the bank are both protected:

• Fire
• Flood
• Theft
• Vandalism
• Lightning
• Hail
• Wind
• Explosions
• Damage during transportation

Your construction project is a sign of growth and expansion, which should be a happy and positive experience. You can thoroughly enjoy all that comes with your achievements by knowing you're protected with the help from our public insurance adjusters. Make your appointment now and start building sooner.

When you have builders risk insurance, there are several provisions included that might seem complex and confusing because of the legal explanations given. Like with most insurance policies, your insurance company is going to add more in your policy to protect themselves than what you would think. We answer all the difficult questions for you, such as:

• What name is listed as the insured person?
• Are subcontractors, construction equipment, and other interests covered?
• Is it a risk policy or a limited cause-of-loss policy?
• Is there a workmanship exclusion?
• Are you protected from losses because of delays?
• Are there any sue or labor provisions?

Our dedicated adjusters will carefully review every section with you to guarantee you're covered no matter what happens. Call us today to have these questions answered and any others you may have.