Address: 5736 N Tryon St #232, Charlotte, NC 28213
Call 24/7: (704) 387-3997
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Relax. We are on your side.

Public Adjusters hold your insurance company accountable while getting you the valuation and compensation you deserve. We work for you, so let's work together.
zero up-front cost | no-obligation claim review | contingency pricing

More value, less resistance

Many Americans don't realize that working with a public adjuster is an option. That's okay if you fall into that category. You're not alone. The fact is, the insurance provider you've been paying your premiums to is actually fighting to minimize your claim value. That's where we come in, standing firm in your corner to get you the maximum amount for your insurance claim. The benefits of working with a public insurance adjuster include:

A faster resolution time for your claim
Undivided attention to your case
Organization and preparation of otherwise confusing documents
The highest judgment for your insurance claim possible

Also know that public adjuster services from Melo Property Claims have no up-front costs or strings attached. With contingency-based pricing, our fees are just a small percentage of the amount we negotiate on the overage of your original claim. Don't settle for the initial amount offered by your insurance carrier's adjuster. Get a second opinion, learn what your claim is worth, and receive the payout you deserve.

Chart Data Source: Office of Program Policy Analysis and Government Accountability (OPPAGA) analysis. Data refers to the median payment.

About Melo Property Claims

With over 16 years in the field of insurance, Ramon Melo can help you through the hassle of dealing with insurance companies. He knows how they work, and exactly what needs to be done in order to get clients the absolute best resolution for their claims. We also partner with the right experts in a variety of fields to handle your damage claims.

If you ready to receive expert advice and undivided attention to your case with no upfront costs, give us a call. We'll handle it.

Call Ramon NOw

Complicated insurance claims made easy

Contingency pricing negotiated up-front

Only pay us on overage. Our pricing is contingency based. That means we only charge a small fee on the additional benefits our services actually provide.
No flat-rates or hidden fees. Flat-rate pricing means you could potentially lose money on your claim. We don't want to see that happen, ever.

Simple, 3-step claim review process

What happened? The first step is to call us and explain the situation. We want to learn more about your case.
Schedule an inspection. Our team will visit your property, assess the damage, and document the findings.
Get expert advice. You receive our professional opinion and the next steps to maximize your claim.

No minimum claim value, we work with everyone

Any insurance claim type. If it involves damage to your property, it can involve us. We have over 20 years experience processing complex fire, water, mold, roof, wind & storm damage claims.
Small claims, no problem. We can review any size claim and ensure maximum valuation.


★ ★ ★ ★ ★
Fast, professional, and highly informed. I was happy with all aspects of the job. Would absolutely recommend to any friends and family.
- Trey Edwards

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Public adjusters who work for you

When dealing with a difficult insurance company, you need someone with experience and authority advocating for you and your rights. Melo Property Claims has a team of professional public adjusters that provide you with the assistance you need to get the settlement you deserve.


Our team works with you to provide an assessment of your loss and work with you in preparing your claim as if it had happened to us. We will use our expertise in construction, past claims, and the appraisal process to support our valuation.


Are you stuck in a dispute with your insurance company that doesn't seem to be going anywhere? We have a public adjuster that will get the ball rolling in the right direction so you can settle your claim.


You're not going to be able to predict when disaster strikes, but our pre-loss and disaster insurance adjusters will make sure you're ready. We handle the organization and documentation for you ahead of time.

BUILDERS RISK Insurance Claims

Our public adjusters have the experience you need to settle your claim. Leave it to us and work with our process, as we have refined it to help expedite claims and get results!


Property damage is stressful enough just to look at, not to mention dealing with an insurance company that doesn't want to pay you for your necessary repairs. We have the authority to get you what you're owed.


Are you a local contractor looking to expand your business with a continuous workflow? We want to hear from you! Call now to discuss our contractor referral program, and we can work together to satisfy our property damage clients.


Customized services from experienced adjusters

There's no reason to hire a separate public adjuster firm every time you file an insurance claim. We know the inner workings of all insurance claim types, and we can provide you with the support you need in several other areas as well!

Accurate Property Damage Assessment & Appraisals

After your property has suffered property damage, your insurance agent will come and take records of everything that's been ruined. They will gather their documentation and do whatever they can to lower your estimate.

Melo Property Claims is a neutral party that isn't going to lose out anything by paying you your claim money. You can expect the most honest valuation from our team. Remember, we only get paid when we increase the amount of your settlement so we are incentivized to get the most out of your claim.

If you are interested in learning more about our services for property damage insurance claims, make an appointment today to find out how we can help.

Call now (704) 387-3997
public adjusters doing a property damage apprasial
claims settlement after storm damage

Claims Settlement and Mediation

One way to turn a potentially catastrophic situation into something a little less serious is by getting ready for it ahead of time. You aren't going to be able to schedule property damage at your location, but we can help make sure that you're ready in the event it does. With our pre-loss and disaster insurance adjusters working with you, you'll know what to do in an emergency, so you're not stuck searching for what you need. We handle your:

  • Assessment for potential risks
  • Preparation of documents
  • Records of the current condition of your property
  • Storing everything required by the insurance company safely

While we're helping you with your pre-loss and disaster planning services, feel free to ask all the questions you want. We will explain your existing policy to you in layman's terms so you can understand it. Initial consultations are FREE, so call to learn more right now!


Peace of Mind Comes With Our Disaster Insurance Adjusters

Has a hurricane, tornado, or another damaging storm already blown through your region? Then you, along with everyone around you is facing a long and complicated process of rebuilding.

Flooding turns into mold damage, water damage destroys structural components, and you could even have a fire if there are issues like downed power lines. Don't get stuck in the chaos. We will streamline the process for you so you can start putting your building back together fast.

Reach out today and we will have a friendly public adjuster walk you through everything you need to know about pre-loss and disaster insurance.

Call now (704) 387-3997
filing insurance claim with public adjuster
builders risk insurance for newly constructed property

Protect Yourself with Builders Risk Insurance Adjusters

Construction on your home or an addition to your office space is supposed to be a favorable opportunity because you're growing and expanding. That doesn't mean that bad things aren't going to happen, though. Instead of putting your building at risk, and the money you've invested in new materials, let our public adjuster help you get additional builders risk insurance that covers you in the case of:

  • Theft
  • Fire
  • Flooding
  • Storm damage
  • Damage during transportation
  • And more

More than just helping you get the extra coverage, our independent insurance adjuster will explain everything to you in a way that you can easily understand. Your satisfaction is always the top priority, so call today to find out more!


What Kind of Property Damage Have You Suffered Through Recently?

Your property can be damaged in an assortment of ways that are out of your control. That doesn't mean that you should have to pay out of pocket for the repairs. Your homeowner's insurance policy is in place to protect you from the unexpected, and our public adjusters can assist you with any insurance claim type related to:

  • Water Damage
  • Mold Damage
  • Storm & Wind Damage
  • Fire & Smoke Damage
  • And More!

Don't waste your time and energy trying to sort through confusing legal documents to send out to your insurance company. Our public adjuster firm knows all the right steps to take so that you can get your funds fast. Call now to schedule your appointment.

Call now (704) 387-3997

Our Public Adjusters Are Licensed in A Variety of States

Some public adjuster firms stick to just one general area. We are the one team that isn't worried about traveling to you to ensure you get the level of care you need when dealing with an insurance claim situation of any type. Even if you don't find your location here, please reach out to us. Although we primarily operate in the following areas, we are licensed in every state.

  • North Carolina
  • South Carolina
  • Georgia
  • Pennsylvania
  • Maryland
  • Texas
  • Tennessee
  • Louisiana
  • Virginia
  • Kentucky
  • New Jersey
Get a free claims Review

Get a FREE claims review & second opinion

When dealing with any insurance claim, getting a second opinion is worthwhile.
Licensed Public Adjusters | Contingency pricing  | No Up-Front Cost | (404) 467-5755
Copyright © Melo Property Claims 2023
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